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Double-A's avatar

Loved the cartoon. Too true. My adult kids do save but are always skeptical about investment growth prospects.

As a recent retiree, I like to hold at least 7 years' worth of retirement spending money in cash & bonds even if it means my portfolio's long-term growth rate will be a bit lower (due to a lower weighting to stocks) than what it would be if I followed the allocation suggested by many financial models for my situation. It's all about sleeping well at night and the "better safe than sorry" principle.

Rick Newman's avatar

There's a HUGE need for better financial literacy among young people. There always has been, but as with everything else, things move faster now and the risks of getting locked out are higher. I'm thinking a lot about how to fill some of the need myself. I have two 20something kids who help clue me in.

Double-A's avatar

Same boat here!

Pete Wilton's avatar

Are there economic factors that are labeled as “environmental” vs “personally attributable”

By “environmental,” I’m thinking of things outside of the control of the president such as Hurricanes, Covid, etc

Vs

Personally attributable:

Tax Policy

Initiating war

Or am I just being stupid,and it’s always the sitting president’s economy …whether he directly affected it or not?

Rick Newman's avatar

Yes excellent points. I often say, and maybe should have said in this story, presidents have way less control over the economy than most people think. Yet they still get credit or blame, whether they deserve it or not.

That said, Trump is different. He meddles more directly in the economy than any president probably since FDR, and his meddling is generally damaging. Tariffs are the best example, and Trump's foolish Iran war is another. Inflation should be a non-issue right now. Trump singlehandedly pushed it up. Americans voted for this!

Freddie Baumgartner's avatar

It is the three that are making the economy grow that i believe are going to be trouble as we move forward. I think all three will cause problem's especially financial services.Do much fake money floating around.They just do not print that kinda paper.It will all turn into goulash sooner are later.Just saying. God Bless.

Rick Newman's avatar

Goulash! Now I'm hungry ... 🙂

Freddie Baumgartner's avatar

You make me laugh!!!!!!!!!!!!!! It is alway's good to here from you.God Bless!